A great casino game with only a slim advantage for the house! The house edge if you bet on "player" is in the region of 1.36%, where as if you bet on banker the house edge is 1.17%. This makes baccarat one of the best choices for gambling, and in particular gambling online.

Two hands are dealt. One to the baccarat player, one for the banker.

Each hand gets two initial cards. The hand closest to 9 wins. Tens and face cards (except the ace) count as zero. The ace counts as one, and cards 2 through 9 are worth face value. Baccarat rules state that the hand closest to a count of 9 wins.

You can bet on either one or the other, or a tie. If the hand you bet on wins, you get an "even" money payoff (1-1). (Eg You bet 2 and win, you get your 2 back, and plus another 2). If you bet on a "tie", you get an 8 to 1 payout (bet 2 get 2 plus 16). A tie occurs less than once in every ten hands making less it probable.

Important!

The first digit of a 2 digit total is dropped. This means, if a 5 and a 7 are delt, the total is 12, but the first digit is dropped, so the count is 2. If the first two cards achieve a count of 8 or 9 it's a "natural" and wins automatically (except if a of a tie of equal valued "naturals"). If neither initial hand is a natural, additional cards are drawn to determine a winner.

House Commision

Winning banker bets are subject to a 5% house commission because there is more chance of a banker win.